:root{
  --navy:#0a1a2f; --navy-2:#12294a; --orange:#f26522; --orange-d:#d4520f;
  --ink:#16202c; --muted:#5b6b7c; --line:#e2e8ef; --bg:#ffffff; --bg-alt:#f5f8fb;
  --radius:14px; --shadow:0 10px 30px rgba(10,26,47,.10); --max:1200px;
  --sans:"Segoe UI",Roboto,"Helvetica Neue",Arial,sans-serif;
}
*,*::before,*::after{box-sizing:border-box}
html{scroll-behavior:smooth;-webkit-text-size-adjust:100%}
body{margin:0;font-family:var(--sans);color:var(--ink);background:var(--bg);line-height:1.65;overflow-x:hidden}
img{max-width:100%;height:auto;display:block}
a{color:var(--navy-2)}
h1,h2,h3{line-height:1.2;letter-spacing:-.02em;color:var(--navy);margin:0 0 .6em}
h1{font-size:clamp(2rem,4.6vw,3.25rem)}
h2{font-size:clamp(1.5rem,2.6vw,2.1rem)}
h3{font-size:1.15rem}
p{margin:0 0 1.1em}
.wrap{width:100%;max-width:var(--max);margin:0 auto;padding:0 20px}
.narrow{max-width:840px}
.center{text-align:center}
.sub{color:var(--muted);max-width:720px;margin:0 auto 2rem}
.skip{position:absolute;left:-9999px}
.skip:focus{left:8px;top:8px;background:#fff;padding:8px;z-index:999}

/* topbar + header */
.topbar{background:var(--navy);color:#dce6f2;font-size:.85rem}
.topbar .wrap{display:flex;justify-content:flex-start;align-items:center;gap:12px;padding:8px 20px}
.site-header{position:sticky;top:0;z-index:100;background:#fff;border-bottom:1px solid var(--line);box-shadow:0 2px 14px rgba(10,26,47,.06)}
.header-inner{display:flex;align-items:center;justify-content:space-between;gap:16px;padding:10px 20px}
.brand{display:flex;align-items:center;gap:10px;min-width:0;max-width:300px;text-decoration:none}
.brand img{width:128px;height:auto;flex:0 0 auto}
.brand-name{max-width:150px;color:var(--navy);font-size:.82rem;font-weight:800;line-height:1.2}
.nav{display:flex;align-items:center;gap:18px}
.menu{list-style:none;display:flex;align-items:center;gap:2px;margin:0;padding:0}
.menu>li>a,.dropbtn{display:block;padding:10px 11px;font-size:.92rem;font-weight:600;color:var(--navy);text-decoration:none;background:none;border:0;font-family:inherit;cursor:pointer;border-radius:8px}
.menu>li>a:hover,.dropbtn:hover{background:var(--bg-alt);color:var(--orange-d)}
.has-drop{position:relative}
.drop{position:absolute;left:0;top:100%;min-width:270px;list-style:none;margin:0;padding:8px;background:#fff;border:1px solid var(--line);border-radius:12px;box-shadow:var(--shadow);display:none;z-index:120}
.has-drop.open>.drop{display:block}
.drop a{display:block;padding:8px 10px;font-size:.9rem;color:var(--ink);text-decoration:none;border-radius:8px}
.drop a:hover{background:var(--bg-alt);color:var(--orange-d)}
.nav-cta{display:flex;gap:8px}
.btn{display:inline-block;padding:11px 18px;border-radius:10px;font-weight:700;text-decoration:none;font-size:.92rem;border:2px solid transparent;cursor:pointer;transition:.18s}
.btn-call{background:var(--orange);color:#fff}
.btn-call:hover{background:var(--orange-d)}
.btn-quote{background:var(--navy);color:#fff}
.btn-quote:hover{background:var(--navy-2)}
.btn.lg{padding:14px 24px;font-size:1rem}
.burger{display:none;flex-direction:column;gap:5px;background:none;border:0;padding:10px;cursor:pointer}
.burger span{width:26px;height:3px;background:var(--navy);border-radius:2px}

/* hero */
.hero{background-size:cover;background-position:center;color:#fff}
.hero-inner{padding:76px 20px 84px;max-width:900px}
.hero h1{color:#fff}
.hero .lead{font-size:1.12rem;color:#e6eef8;max-width:46em}
.hero-actions{display:flex;flex-wrap:wrap;gap:12px;margin:22px 0 10px}
.hero-points{list-style:none;display:flex;flex-wrap:wrap;gap:10px 22px;padding:0;margin:18px 0 0;font-size:.92rem;color:#dbe7f5}
.hero-points li::before{content:"\2713";color:var(--orange);font-weight:700;margin-right:7px}
.crumbs{font-size:.82rem;color:#cbd9ea;margin-bottom:14px}
.crumbs a{color:#fff;text-decoration:none;border-bottom:1px solid rgba(255,255,255,.35)}
.crumbs span{margin:0 6px;opacity:.7}

/* sections */
.section{padding:64px 0}
.section.alt{background:var(--bg-alt)}
.split{display:grid;grid-template-columns:1.05fr .95fr;gap:40px;align-items:center}
.split.reverse img{order:-1}
.rounded{border-radius:var(--radius);box-shadow:var(--shadow)}
.grid-3{display:grid;grid-template-columns:repeat(3,1fr);gap:22px}
.grid-4{display:grid;grid-template-columns:repeat(4,1fr);gap:20px}
.card{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:22px;transition:.18s}
.card:hover{transform:translateY(-3px);box-shadow:var(--shadow)}
.card h3{margin-bottom:.4em}
.card h3 a{color:var(--navy);text-decoration:none}
.card p{color:var(--muted);font-size:.94rem}
.more{font-weight:700;font-size:.88rem;color:var(--orange-d);text-decoration:none}
.size-card{background:#fff;border:1px solid var(--line);border-top:4px solid var(--orange);border-radius:var(--radius);padding:22px}
.size-card .yd{display:inline-block;font-weight:800;color:var(--orange-d);letter-spacing:.06em;font-size:.85rem}
.size-card p{color:var(--muted);font-size:.92rem}
.size-card a{font-weight:700;font-size:.88rem;color:var(--navy)}
.ticks{list-style:none;padding:0;margin:0 0 1.4em}
.ticks li{padding-left:28px;position:relative;margin-bottom:.5em}
.ticks li::before{content:"\2713";position:absolute;left:0;color:var(--orange);font-weight:800}
.steps{margin:0 0 1.4em 1.1em;padding:0}
.steps li{margin-bottom:.6em}
.pill-grid{display:flex;flex-wrap:wrap;gap:10px;justify-content:center}
.pill{background:#fff;border:1px solid var(--line);border-radius:999px;padding:9px 18px;text-decoration:none;color:var(--navy);font-weight:600;font-size:.92rem}
.pill:hover{border-color:var(--orange);color:var(--orange-d)}
.quote{margin:0;background:#fff;border:1px solid var(--line);border-left:4px solid var(--orange);border-radius:var(--radius);padding:22px}
.quote p{font-style:italic;color:var(--ink)}
.quote cite{font-style:normal;font-weight:700;font-size:.86rem;color:var(--muted)}
.stars{color:var(--orange);letter-spacing:2px;margin-bottom:8px}
.prose h2{margin-top:1.8em}
.prose ul,.prose ol{margin-bottom:1.2em}
.callout{background:var(--navy);color:#fff;border-radius:var(--radius);padding:28px;margin:34px 0}
.callout h3{color:#fff}
.callout p{color:#d9e5f3}
.linklist{list-style:none;padding:0;margin:0}
.linklist li{border-bottom:1px solid var(--line)}
.linklist a{display:block;padding:9px 0;text-decoration:none;color:var(--navy);font-size:.94rem}
.linklist a:hover{color:var(--orange-d)}
.center-list{max-width:340px;margin:0 auto 1.6em;text-align:left}
.table{width:100%;border-collapse:collapse;margin-bottom:1.4em;font-size:.94rem}
.table th,.table td{border:1px solid var(--line);padding:10px 12px;text-align:left}
.table th{background:var(--navy);color:#fff}
.big404{font-size:clamp(4rem,14vw,9rem);font-weight:800;color:var(--orange);line-height:1;margin:0}

/* faq */
.faq details{background:#fff;border:1px solid var(--line);border-radius:12px;padding:14px 18px;margin-bottom:12px}
.faq summary{font-weight:700;color:var(--navy);cursor:pointer}
.faq p{margin:.8em 0 0;color:var(--muted)}

/* form */
.form label{display:block;font-weight:600;font-size:.9rem;color:var(--navy);margin-bottom:14px}
.form input,.form select,.form textarea{width:100%;margin-top:6px;padding:11px 12px;border:1px solid var(--line);border-radius:10px;font:inherit;font-weight:400;background:#fff}
.form input:focus,.form select:focus,.form textarea:focus{outline:2px solid var(--orange);border-color:var(--orange)}
.form .row{display:grid;grid-template-columns:1fr 1fr;gap:16px}
.formnote{font-weight:700;color:var(--orange-d);min-height:1.4em}
.infocard{background:var(--bg-alt);border:1px solid var(--line);border-radius:var(--radius);padding:26px}
.bigphone{font-size:1.5rem;font-weight:800;color:var(--orange-d);text-decoration:none}

/* cta band + footer */
.cta-band{background:linear-gradient(120deg,var(--navy),var(--navy-2));color:#fff;padding:52px 0}
.cta-inner{display:flex;flex-wrap:wrap;gap:24px;align-items:center;justify-content:space-between}
.cta-band h2{color:#fff;margin-bottom:.3em}
.cta-band p{color:#d5e2f2;max-width:46em;margin:0}
.cta-actions{display:flex;flex-wrap:wrap;gap:12px}
.cta-actions .btn-quote{background:#fff;color:var(--navy)}
.site-footer{background:#07131f;color:#b9c8d9;padding:52px 0 20px;font-size:.92rem}
.footer-grid{display:grid;grid-template-columns:1.4fr 1fr 1fr 1fr;gap:32px}
.site-footer h3{color:#fff;font-size:1rem}
.site-footer ul{list-style:none;padding:0;margin:0}
.site-footer li{margin-bottom:7px}
.site-footer a{color:#b9c8d9;text-decoration:none}
.site-footer a:hover{color:var(--orange)}
.footer-branding{margin-bottom:14px}
.finv{background:#fff;border-radius:10px;padding:8px;margin-bottom:8px}
.footer-brand-name{max-width:250px;margin:0;color:#fff;font-size:1rem;font-weight:800;line-height:1.3}
.fcontact a{color:#fff;font-weight:700}
.footer-bottom{display:flex;flex-wrap:wrap;justify-content:space-between;gap:10px;border-top:1px solid rgba(255,255,255,.12);margin-top:34px;padding-top:16px;font-size:.85rem}
.mobile-call{display:none}

@media (max-width:1080px){
  .menu>li>a,.dropbtn{padding:10px 8px;font-size:.86rem}
  .brand{max-width:245px;gap:8px}
  .brand img{width:105px}
  .brand-name{max-width:132px;font-size:.74rem}
}
@media (max-width:960px){
  .brand{max-width:min(75vw,340px)}
  .brand img{width:120px}
  .brand-name{max-width:190px;font-size:.82rem}
  .burger{display:flex}
  .nav{display:none;position:absolute;left:0;right:0;top:100%;background:#fff;border-bottom:1px solid var(--line);flex-direction:column;align-items:stretch;gap:0;padding:12px 20px 20px;max-height:80vh;overflow-y:auto;box-shadow:var(--shadow)}
  .nav.open{display:flex}
  .menu{flex-direction:column;align-items:stretch;gap:0}
  .menu>li>a,.dropbtn{width:100%;text-align:left;padding:12px 4px;border-bottom:1px solid var(--line)}
  .drop{position:static;display:none;box-shadow:none;border:0;padding:0 0 8px 12px;min-width:0}
  .has-drop.open>.drop{display:block}
  .nav-cta{margin-top:14px}
  .nav-cta .btn{flex:1;text-align:center}
  .grid-3,.grid-4{grid-template-columns:repeat(2,1fr)}
  .split{grid-template-columns:1fr}
  .split.reverse img{order:0}
  .footer-grid{grid-template-columns:1fr 1fr}
  body{padding-bottom:58px}
  .mobile-call{display:block;position:fixed;bottom:0;left:0;right:0;z-index:130;background:var(--orange);color:#fff;text-align:center;padding:15px;font-weight:800;text-decoration:none}
}
@media (max-width:600px){
  .grid-3,.grid-4{grid-template-columns:1fr}
  .form .row{grid-template-columns:1fr}
  .footer-grid{grid-template-columns:1fr}
  .section{padding:46px 0}
  .hero-inner{padding:52px 20px 60px}
  .header-inner{gap:8px}
  .brand{max-width:calc(100% - 50px);gap:8px}
  .brand img{width:102px}
  .brand-name{max-width:170px;font-size:.72rem}
  .topbar .wrap{justify-content:center}
  .topbar span{display:block;text-align:center}
}